1. What cookies and similar technologies are
Cookies are small pieces of information that can be stored on a device when a website is used. Similar storage and access technologies can include local storage, pixels, scripts or identifiers that store information on, or access information from, a browser or device. UK rules may apply to these technologies whether or not the information is personal data.
This policy should be read together with the Privacy Policy, which explains how SGB Finance handles personal information. Our company address is Ruby House, 8 Ruby Place, Aberdeen.
2. Categories of technology
Strictly necessary
Strictly necessary technologies may be used where required to provide a function you have requested, maintain security, prevent abuse or preserve essential website operation. Where a legal exemption applies to a genuinely necessary technology, consent may not be required, although clear information should still be provided where applicable.
Preferences and functionality
Preference technologies can remember choices that affect how a service behaves. Where a preference is not essential to a function you have requested, we treat it in accordance with applicable consent requirements rather than assuming permission from continued browsing.
Analytics
Analytics technologies can be used to understand how visitors interact with pages, measure performance or diagnose usage patterns. We do not treat analytics as automatically necessary. Where consent is required by PECR or other applicable law, analytics should remain inactive unless and until that consent is validly obtained.
Advertising and attribution
Advertising or attribution technologies may connect a visit with an advertising campaign or support measurement of advertising effectiveness. Where such technologies require consent, they must not be activated before the user has received clear information and made the required choice. This includes pixels or similar technologies used by advertising providers.
3. Purposes and duration
The purpose and duration of a technology should be proportionate to what it is being used to do. Necessary security or session functions may operate for only as long as needed for the relevant interaction, while preferences may be retained for an appropriate period so a chosen setting can be recognised on a later visit. Analytics or advertising technologies, where used with the appropriate legal basis, should have defined retention periods rather than operating indefinitely.
We review the technologies used in connection with the website so that categories, purposes and retention remain accurate and so that technologies no longer needed can be removed or disabled.
4. Third parties
Some website functions or advertising measurement arrangements may involve technology supplied by third-party service providers. Where a third party stores or accesses information on your device, or receives information generated by such a technology, the relevant transparency and consent requirements apply. We do not authorise third parties to activate non-essential technologies through the site before any consent required by law has been obtained.
5. Your choices
Where consent is required, you should be offered a clear way to choose before non-essential storage or access takes place, and a simple means to change or withdraw that choice later. Browser controls can also allow you to block or delete cookies, although blocking strictly necessary technologies may affect functions that depend on them.
Withdrawing consent does not make earlier processing unlawful where the consent was valid at the time. If you have questions about storage or access technologies used in connection with RiskContour, contact SGB Finance using the details below.
6. Legal framework
In the United Kingdom, the Privacy and Electronic Communications Regulations (PECR) set rules for storing information on or accessing information from a user’s device. Where the information is personal data, the UK GDPR and the Data Protection Act 2018 may also apply. The precise requirement depends on the technology, its purpose and whether an exemption is available.
7. Changes and contact
We may update this Cookie Policy if the technologies used, their purposes or relevant legal requirements change. The latest update date is shown at the top of the page. Questions can be directed to SGB Finance, Ruby House, 8 Ruby Place, Aberdeen; [email protected]; +33695724985.